J. Crew is a casual clothing retailer that offers to all interested customers a store-only credit card. Every time you spend $500 you will receive $25 in rewards. J. Crew first opened its doors in 1947. It was started by Mitchell Cinader and Saul Charles and was named Popular Merchandise, Inc. In the beginning the company started with in-home demonstrations of reasonably priced women’s clothing. In 1983 they began mailing out merchandise catalogs to interested customers.
The very first store with the name J. Crew Group opened in 1989 in Manhattan. The focus of the store initially was to sell leisure wear for both men and women who were in the upper middle class. Their goal was to get the Ralph Lauren look for their customers at a price that was affordable.
There are a total of 127 J. Crew department stores across the United States and 76 in Japan. The store sells women’s, men’s and kids apparel. It also sells shoes, jewelry, handbags and wedding items. J. Crew has its share of sales, both in the physical stores as well as on its website. The company continues to mail out catalogs and still earns revenue from doing so.
Having a J. Crew credit card is an excellent way to establish your credit. If you make your J. Crew credit card payments on time then this will work towards a perfect credit score. You can make a J. Crew credit card payment in the store or through the online store. The choice is up to yours. It costs nothing to make your payment through the online service.
If you wish to apply for a J. Crew credit card and are over the age of 21 then you can apply online, at your local J. Crew store, over the telephone by phoning 1-800-562-0258 or by calling the J. Crew catalog and asking that an application form be mailed out to you.
Please be aware that if you are 18 to 21 years of age and wish to apply for a J. Crew credit card then federal law necessitates that you do it “in writing.” An application filled out online is deemed to be “in writing” and is therefore acceptable.
The J. Crew credit card is issued by the World Financial Network National Bank (WFNNB). Once you apply for the card if you have been approved then you will be notified right away and your credit card will be mailed out to you within a two week period. However if you were not approved for any reason then you will receive a letter within seven to 10 business days telling you why. You can always reapply in the future for a J. Crew credit card.
If you have a J. Crew credit card then it is essential that you always make your J. Crew credit card payments on time. Visit the J. Crew website at http://www.jcrew.com/ to learn more.