Boscov’s is a regional department store chain that offers a store credit card to those customers interested in having it. The website for Boscov’s is http://www.boscovs.com/. The Boscov’s store was named after its founder Solomon Boscov who opened his very first store in the year 1911. The first store was small in size and was opened in Reading, Pennsylvania.
Today there are 40 Boscov’s stores to be found in the states of Pennsylvania, New York, New Jersey, Maryland and Delaware. Boscov’s has much to offer everyone. It is known as America’s largest family-owned independent department store. It is a full service department store that sells women’s clothing, men’s clothing and children’s clothing. It also sells shoes, jewelry and cosmetics. But it also sells other items such as toys, housewares, appliances, sporting goods and stationery.
There is only one type of Boscov’s credit card available to consumers. The credit card can be used for purchases in the physical store as well as purchases made online. Making a Boscov’s credit card payment can be done in person, through the online system or by mailing a check. HSBC Nevada Bank is the financial institution that issues credit cards from Boscov’s department store.
The Boscov’s credit card offers some appealing benefits to prospective account holders. This is true of every credit card you apply for. They all have their points that draw you in. Let us look at the benefits now.
There is no annual fee attached to the Boscov’s credit card. You will have the opportunity to enjoy sales and exclusive events. Once your application has been approved you will be able to save up to 10 percent off of your total purchases on the day you have been approved (this is up to a maximum discount of $50). You can use holiday money from Boscov’s to buy items and then pay for them at a later date. This is only available during the months of September to December.
The Boscov’s credit card is worth having if you want to make a purchase at the department store but find yourself a little short on money. The annual percentage rate (APR) on the Boscov’s card is 21.9%. The minimum finance charge is $1 while the late payment fee ranges from $15 to $35 depending upon the balance that you have outstanding
For every dollar that you spend on your Boscov’s credit card you are eligible to earn up to four reward points. Once you have reached 500 or more points you will automatically be mailed a rewards gift card certificate. If you are entitled to this certificate you will be sent it with the statement you receive in the month of February. Boscov’s always sends out this certificate in the month of February.
Please note that not only can you use your Boscov’s credit card in the department store in your area, but also online and over the telephone. Take the time to educate yourself about the ways to make a Boscov’s credit card payment.